Quicken cash manager 2012 home budget software review

It is cloud-based so there's no software to download, patch, or update. If you have investments and want to manage those, Mint will not be able to adequately fulfill your needs.

Built specifically for MacOS, Banktivity is a personal finance money manager that will import data from Quicken so you don't lose anything in the transition process. It'll do everything you want in a personal finance app, including budgeting, track spending, schedule and pay bills, monitor your investments including real estate , and pull data from financial institutions. It also has some powerful reporting options that, if you're a report junkie, you will probably really enjoy building, tweaking, and rebuilding.

All this is also possible across iOS devices too with seamless mobile app synchronization. MoneyDance is not as well known as some of the other alternatives I've listed but I wanted to mention them because they're one of the few money apps that don't rely on the cloud.

If you are concerned about your data being stored online, this solution is an alternative that keeps your data local to your computer. You can still link your accounts online, so they pull your transactions automatically, but they only store them on your computer. You can enter transactions manually if you didn't want to link your accounts. MoneyDance looks and feels like a checkbook, with the check register for transactions, but has charts and tables for reporting.

It does budgeting but can also track your investments as well, albeit not as feature-rich as others. The free version has all the features as the paid version. The free version's limitation is that you can only enter manual transactions.

Many folks swear by his approach and EveryDollar is built with that in mind. His approach takes into account human psychology, rather than relying solely on math, and explains why it is so effective.

It also explains why ideas like the debt snowball work so well, we need to work with our biases and tendencies if we hope to succeed.

In zero-based budgeting, you assign every dollar to a category or job, in YNAB parlance. It's a level of rigor that can be refreshing or restricting, depending on your personality. The app itself is beautiful, available on your smartphone, and there is both a free and paid version. GoodBudget is a free budgeting app based on the envelope budgeting method. Envelope budgeting is when you set aside a prescribed amount for each category of spending, then spend it down each month.

It's one of the most popular money management techniques in personal finance. The envelope refers to the manual method of managing these types of budgets where you put the money into an envelope.

When you run out of money, you either borrow cash from another envelope or you make do. GoodBudget adds technology to the mix and will synch up bank accounts to help track your income and your spending. You set the amount for each category and then watch as your spending nears the limit each month. It's available for both iOS and Android phones. GnuCash is a free open-source accounting software that, if you're willing to put into the work, can replicate a lot of the Quicken experience for those who are willing to scale the learning curve.

It features double-entry accounting every transaction must debit one account and credit another , which is effective but will require an adjustment if you're not used to it.

The big benefit is that it does budgeting as well as investments. It's not strictly a budgeting tool. So you can pull in your data if your bank offers you the ability to export transactions.

Dollarbird is another personal finance app with an eye towards collaboration and a monthly calendar. You synchronize your accounts banking, brokerage, and credit cards with Dollarbird and they build a schedule of future income and expenditures to help with planning. Dollarbird also offers a 5-year financial plan that lets you establish longer-term financial goals and track your performance against them.

The innovation they bring to the table is the idea of calendar-based money management. Of all the alternatives on this list, I know the least about MoneyWiz despite them being around since They support practically every operating system you can imagine — everything from Windows to Android to iOS devices like the iPhone and iPad — and it'll sync them in real-time. If importing from your financial institution concerns you, you can manually enter data as well and it works just as well.

For budgeting, you can work with their categories which are multi-level or add your own and subcategories. You can split transactions, bulk edit, tag, and create powerful reports. It won't pay your bills for you but does have notification features. It's a freemium product with the free version that has all the functionality minus synching across multiple devices and automated transaction downloads. PocketGuard is a fairly simple budgeting app that links your credit cards, checking and savings accounts, investments, and loans all in one place.

It has a complete picture or at least what you tell it of your finances but its strengths are in the budgeting — how it updates and categorizes your spending as it happens and looks for opportunities to save. Using your spending, it also builds a personalized budget based on your data as well as the goals you set for yourself. They have a free version and a Plus version.

The free version has all that you need for tracking your expenses and keep an eye on them. You can group accounts and reports, and organize the dashboard in a way that works best for you. Banktivity enables you to follow an envelope budget. This can be ideal for those living paycheck-to-paycheck. You can import transactions from your bank and sync data across all of your Mac devices. Banktivity also tracks investments and offers account-level reporting.

You can try Banktivity for free for 30 days. For those who tracked business income and expenses with Quicken and a reluctant to move up to Quickbooks, GnuCash may be the answer.

It uses double-entry accounting, ideal for businesses and accounting nerds, like me. It tracks investments, schedules transactions, and generates reports and graphs. I used Mint when it first came out more than a decade ago. Today, many are looking for Mint alternatives, including several of the apps listed here. It includes a budget planner and credit score tracker. Of course, there are great Mint alternatives as well. My mom used it. When the money in the grocery envelope ran out, we stopped going to the grocery story until payday seriously.

Today, the envelope budget is still a smart way to manage money for those living paycheck-to-paycheck. If you want a digital version of the time-tested budgeting system, give GoodBudget a try. Goodudget is an app based on the envelope system. You can sync and share your budget, and set goals to save for big purchases. It also has tools that let you track and payoff your debt.

Personal Capital is the best free Quicken replacement. It comes with nearly every feature Quicken offers, and money additional tools. Sadly, no. Like so many other software packages and apps, Quicken is now only available as a subscription.

As a result, you must pay for Quicken every year. If you want to migrate Quicken data to a new budgeting app, CountAbout is a solid option. Free with your Quicken desktop subscription Access Quicken anytime, anywhere Add and edit transactions Sync and view all your accounts in any browser See investment portfolio daily changes. Take Control of Your Finances with Quicken Plan for today and tomorrow with one solution to manage all your finances.

Plan for today and tomorrow with one solution to manage all your finances. See your financial life all in one place See your financial life all in one place With Quicken, you can manage your finances, create a custom comprehensive budget, track your investments and plan for retirement - all in one place.

Easily view and manage your bills See where money is coming in and how much is going out from your accounts. Maximize your investments Everything in Deluxe, plus:.

Personal and business transactions all in one Everything in Premier, plus special features for your business:. Simplifi by Quicken. Our newest app for managing your money. You are our top priority You are our top priority. Quicken protects your data with robust bit encryption.